I’m sorry but they don’t actually want you to have money. They want you to have credit. Lots and lots of credit if possible. Because then they win twice. Once in the purchases and second in the interest.
True, but that still requires people to have enough disposable income that they’re freely buying things. To nail them on interest you want them to spend more than they earn, agreed, but it’s all a balance. Go too far, and they’ll pull back on spending, and you lose out doubly.
I’m sorry but they don’t actually want you to have money. They want you to have credit. Lots and lots of credit if possible. Because then they win twice. Once in the purchases and second in the interest.
True, but that still requires people to have enough disposable income that they’re freely buying things. To nail them on interest you want them to spend more than they earn, agreed, but it’s all a balance. Go too far, and they’ll pull back on spending, and you lose out doubly.