The least amount? 20k US would halve my credit card debt and give me a leg up on getting the rest paid off. 40k would give me a jump start on finally rebuilding. Given I’m in my 50s though and with the state of the world, I’m likely to be making credit card payments until the day I die.
Not really, but since I’m not going to find any solutions here and people have it worse, I’ll leave it at that.