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I think this argument is kind of a misconception. Just because an EV drivetrain has fewer moving parts than an ICE doesn’t necessarily mean it’s more reliable. There is a decent AP article from November 2023 that touches on this and suggests that EVs are actually far more unreliable than traditional ICE vehicles. I would link it but I can’t figure out how to remove all the tracking junk from the URL.
Regardless I really like the idea of one day owning an EV so I hope most of these issues will be worked out as the technology matures.
My Capital One card has had this feature for a long time.