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Joined 10 months ago
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Cake day: September 3rd, 2023

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  • For those unaware how Health Insurance works in the states.

    You can have health insurance all you want. Especially if this bill is recent, they will cover a large part of the cost, but most people are still on the hook for Usually between $1000-1500 of all healthcare before insurance REALLY kicks in. This is called the Deductible (and Out of Pocket) expense. You also pay a ‘Premium’, essentially a subscription cost that normally comes directly out of your paycheck.

    For single coverage, just yourself, it’s about $1200. For family coverage, where your insurance covers everyone in your house, It’s usually double that. So ~$2,500-3,000.

    So this person probably hasn’t had any bills yet this year. Once they pay about $1500 in costs, everything after that becomes (mostly) free. Depending on what you have, insurance will pay anywhere from only 80% - 100% of the cost from whatever the procedures and meds are.

    Then funny part is that some places in America the cost is so high, this might be a situation where their insurance DID kick in already and their insurance is still making them pay that much. Or it’s a case where you get a bill for that much but your insurance hasn’t paid it yet… so it looks like you’re supposed to… so you do… then two months later you get a check for that amount.

    It’s so. Damn. Silly. And I resent Republicans every day for it. That’s not even the Fascist MAGA Theocracy republicans. Just your stock standard ones lmfao.