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1 year agoYes that’s not my experience. It’s a measure of how responsibly you utilize your debt. They like to see you use your debt. But they like to see you pay it off. They don’t like for you to sit at a high percentage of debt. And they like to see that you’ve used your debt responsibly for an extended period of time
The problem is, our cities (most of them) are already designed for cars. To change them to accommodate walking and public transit would be somewhere near the largest sociological project the world has ever seen. It would require upending every single aspect of everyone’s lives in order to refit them around walking and public transit. I think it’s unreasonably infeasible at the current time.