Money doesn’t work the same way for government, banks or people.
For a country to take debt that gets spent inside the same.country usually leads to more spending of people on taxes and a lot of money gets returned.
A state doesn’t work like a person, company or bank.
For me it was reverse. When I was a junior I was reviewing PRs from the seniors and it couldn’t have possibly been tested to work.
The seniors were super lazy and around half the PRs would have broken production.
Seniority often comes from years of work and not knowledge.