A few weeks ago I backed up into a parked car at a new job.

I’m a new driver and wanted to do the right thing, even though the damage was minor, so I left my details.

I get a text about it and we agree to go without insurance and I’ll pay for the damage.

They get a quote from a garage and give me a copy.

I’m just not sure she is getting the work done, but don’t know if she could then just make an insurance claim anyway.

The invoice for the garage has the address and phone number, but the landline doesn’t work, I can’t find the garage on Google (I can find everything online). I texted the mobile on the invoice to see about making payment with CC rather than bank transfer but they’re not set up for that they said.

So my question is, does it matter if she isn’t getting the work done and pockets the money as I have admitted to her in text liability after all so if I question the legitimacy of the invoice she could just decide to go get a real one and have the work done. Or if it’s fake is that fraud on her part and I don’t need to do anything.

Bare in mind this is close to work too so don’t want drama but also do want to keep the £150.

  • breadsmasher@lemmy.world
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    1 year ago

    Sounds bait. Should have just gone via insurance.

    Whats stopping her pocketing the money and then going to her insurance with your admission?

    • lorcster123@lemmy.world
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      1 year ago

      I would imagine him having the invoice of it being fixed and her sending it to him would hold up against an insurance claim. People settle minor stuff like this outside insurance all the time and that stuff doesn’t happen

    • FredericChopin_@feddit.ukOP
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      1 year ago

      Even if it is bait, which is why I posted this, it would be done then. She would have no recourse to make an insurance claim now.

      I have texts from her, an invoice provided from her. As far as the courts would see if that we dealt with it outside of insurance and then she made a fraudulent insurance claim due to knowing we had settled based on her documented contacts with me. As well as the bank transfer.